About
What is 8os?
8os is a non-custodial B2B payment infrastructure company for the US–Mexico corridor. Businesses fund in USD or USDC; suppliers in Mexico are paid in MXN over SPEI, with CFDI 4.0 issued through SAT-authorized PAC partners. Funds remain in accounts in the client's name at licensed institutions. 8os is in private pilot and is headquartered in Zapopan, Jalisco, Mexico.
8os was founded by Braulio Hernández (Co-founder & CEO).
How it works
- Fund in USD or USDC from the United States.
- 8os orchestrates FX and settlement; recipients in Mexico are paid in MXN over SPEI.
- Every payment carries a CFDI 4.0 issued through SAT-authorized PAC partners and a complete audit trail — without 8os ever taking custody.
8os at a glance
- Company
- 8os (also written “8os API”; domain 8osapi.com)
- Headquarters
- Zapopan, Jalisco, Mexico
- Model
- Non-custodial B2B payment infrastructure (API)
- Corridor
- United States → Mexico (USD/USDC in, MXN out via SPEI)
- Status
- Private pilot with design partners
- Contact
- hi@8osapi.com
Frequently asked questions
- What is 8os?
- 8os is a non-custodial B2B payment infrastructure company for the US–Mexico corridor. Businesses fund in USD or USDC; suppliers in Mexico are paid in MXN over SPEI, with CFDI 4.0 issued through SAT-authorized PAC partners. Funds remain in accounts in the client's name at licensed institutions. 8os is in private pilot and is headquartered in Zapopan, Jalisco, Mexico.
- Is 8os a bank?
- No. 8os is not a bank and never takes custody of client funds. Money is held in accounts in the client's own name at licensed financial institutions; 8os provides the API, orchestration, compliance workflow, and audit trail.
- Where is 8os based?
- 8os is headquartered in Zapopan, Jalisco, Mexico, and serves the US–Mexico corridor.
- How is 8os different from a payment platform?
- Most platforms take custody of your funds and move money on your behalf. 8os is non-custodial infrastructure: funds stay in accounts in your name at licensed institutions while 8os orchestrates FX, SPEI settlement, CFDI 4.0, and the audit trail through one API.
- Is 8os related to 8os.io (EightOS) or OS/8?
- No. 8os (8osapi.com) is an independent payments-infrastructure company. It is not affiliated with EightOS (8os.io), a movement and organization practice, nor with OS/8, the 1970s Digital Equipment Corporation operating system.
Page updated 2026-07-17.