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Product status

What 8os runs today — and what it doesn’t yet.

8os is onboarding its first design partners on the United States–Mexico corridor. This table is the source of truth for every capability: what runs today, what runs through licensed and regulated partners, and what is planned. It changes only when a status materially changes.

CapabilityStatusWhat this means todayLast reviewed
USDC → SPEI collection and payout flowIn developmentThe flow is designed and mapped with licensed partners. The first supervised collection will run with the founding design partners.2026-08-12
Virtual USD accountPartner-dependentOpened in your company's name with a licensed U.S. banking partner.2026-08-12
FX execution (USD–MXN)Partner-dependentExecuted via a CNBV-regulated Mexican exchange house.2026-08-12
CFDI 4.0 & payment complement stampingPartner-dependentStamped through a SAT-authorized PAC on each collection flow.2026-08-12
SPEI payout (MXN)Partner-dependentPaid out through a Banxico-supervised SPEI participant.2026-08-12
KYB, sanctions & travel-rule screeningPartner-dependentRun under partners' U.S. BSA and Mexican Ley Fintech compliance programs.2026-08-12
Treasury controls (limits, dual approval, allowlists)In developmentConfigured directly with each founding design partner.2026-08-12
REST API & webhooksIn developmentDocumentation is in preparation.2026-08-12
Agent-initiated payments (Org → User → Agent)PlannedThe permission hierarchy exists for human users today; agent-initiated payments are on the roadmap.2026-08-12
SOC 2PlannedProgram in progress; documentation available to design partners under NDA.2026-08-12
ISO 27001PlannedProgram in progress; documentation available to design partners under NDA.2026-08-12
Published US–Mexico corridor cost comparisonsIllustrativeIllustrative ranges from published US–MX corridor benchmarks, until our benchmark methodology page ships.2026-08-12

What each status means

Available
Generally available to customers. (Available)
In development
Designed and validated with partners; not yet running in production. (In development)
Partner-dependent
Executed by licensed, regulated partners; 8os orchestrates instructions and evidence and never holds funds. (Partner-dependent)
Planned
On the roadmap; not running today. (Planned)
Illustrative
Example figures for orientation — not quotes or measured results. (Illustrative)

Page updated 2026-08-12. Questions about any status: hi@8osapi.com.