Product status
What 8os runs today — and what it doesn’t yet.
8os is onboarding its first design partners on the United States–Mexico corridor. This table is the source of truth for every capability: what runs today, what runs through licensed and regulated partners, and what is planned. It changes only when a status materially changes.
| Capability | Status | What this means today | Last reviewed |
|---|---|---|---|
| USDC → SPEI collection and payout flow | In development | The flow is designed and mapped with licensed partners. The first supervised collection will run with the founding design partners. | 2026-08-12 |
| Virtual USD account | Partner-dependent | Opened in your company's name with a licensed U.S. banking partner. | 2026-08-12 |
| FX execution (USD–MXN) | Partner-dependent | Executed via a CNBV-regulated Mexican exchange house. | 2026-08-12 |
| CFDI 4.0 & payment complement stamping | Partner-dependent | Stamped through a SAT-authorized PAC on each collection flow. | 2026-08-12 |
| SPEI payout (MXN) | Partner-dependent | Paid out through a Banxico-supervised SPEI participant. | 2026-08-12 |
| KYB, sanctions & travel-rule screening | Partner-dependent | Run under partners' U.S. BSA and Mexican Ley Fintech compliance programs. | 2026-08-12 |
| Treasury controls (limits, dual approval, allowlists) | In development | Configured directly with each founding design partner. | 2026-08-12 |
| REST API & webhooks | In development | Documentation is in preparation. | 2026-08-12 |
| Agent-initiated payments (Org → User → Agent) | Planned | The permission hierarchy exists for human users today; agent-initiated payments are on the roadmap. | 2026-08-12 |
| SOC 2 | Planned | Program in progress; documentation available to design partners under NDA. | 2026-08-12 |
| ISO 27001 | Planned | Program in progress; documentation available to design partners under NDA. | 2026-08-12 |
| Published US–Mexico corridor cost comparisons | Illustrative | Illustrative ranges from published US–MX corridor benchmarks, until our benchmark methodology page ships. | 2026-08-12 |
What each status means
- Available
- Generally available to customers. (Available)
- In development
- Designed and validated with partners; not yet running in production. (In development)
- Partner-dependent
- Executed by licensed, regulated partners; 8os orchestrates instructions and evidence and never holds funds. (Partner-dependent)
- Planned
- On the roadmap; not running today. (Planned)
- Illustrative
- Example figures for orientation — not quotes or measured results. (Illustrative)
Page updated 2026-08-12. Questions about any status: hi@8osapi.com.